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Purchase to let mortgage market was price £21.8 billion in 2004 and accounted to 38.2 % of commercial market in the same year. The purchase to let market has grown greater than any market as a complete – which is remarkable. Such a strong market spells nothing but profit to mortgage hopeful. Purchase to let mortgage was a constructive effort by The Association of Residential Letting Brokers (ARLA) to encourage development within the non-public rented sector.